Mastering Your Retirement: Nine Essential Financial Strategies | Queer Money Ep. 584

Update: 2025-04-01

Description

How can you guarantee a fabulous retirement?

Retirement isn’t just about the dollars—it’s about designing a life of freedom, security, and fierce self-expression.

In this episode, we’re diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos.

Because let’s face it—only 35% of LGBTQ Americans over 45 feel financially ready for retirement. And we deserve better.

From ditching debt and dodging tax traps to building a “bitch, I’m fine” fund and finding your post-career purpose, we’re breaking down the strategies to help you retire with peace of mind and a little sparkle.

This episode is your mini masterclass in queer retirement prep—with just the right amount of sass, stats, and soul.

💅 Let’s make sure your golden years are as fabulous as you are.

Takeaways:

✨ Retirement isn’t just about money—it’s about freedom, security, and living life on your terms - You didn’t come this far to live a cookie-cutter life. Retirement should reflect you.
📉 Too many LGBTQ Americans are entering retirement feeling unsure and unprepared - Only 35% of us over 45 feel confident about our financial future. We’re here to change that.
💰 You need a “Bitch, I’m Fine” fund - That’s your emergency stash—12–24 months of expenses in cash to protect your peace and your portfolio.
🩺 Plan your healthcare before you need it - Don’t let surprise medical bills ruin your retirement glow-up. Get ahead of the game now.
🧾 Social Security isn’t just a check—it’s a strategy - The right timing can mean thousands more over your lifetime. Know your options, especially if you’re single or partnered without spousal benefits.
📂 Simplify, darling - Consolidating your retirement accounts makes managing your money easier and your future clearer. Less paperwork, more peace of mind.