Maximize Savings with High CD Rates
Update: 2025-12-25
Description
Current CD rates are attractive, with United Fidelity Bank offering 4.2% APY on a 2-year term. Online banks follow suit, with some even offering promotional deals up to 4.75%. However, rates have been declining since the Feds rate cuts last year. With potential further cuts in 2026, now is a good time to lock in rates before they drop. To start, compare online rates, choose a term and minimum deposit that suits you, apply online, and transfer funds to secure your investment.
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