Maximize Social Security: When to Claim for Women
Update: 2025-12-05
Description
Womens longer lifespans impact Social Security planning. Delaying benefits until age seventy can significantly boost monthly payments. For instance, a $2,000 monthly benefit at sixty-six increases to $2,640 at seventy. While total payout over lifetime may slightly decrease for women, higher monthly payments are beneficial. The optimal time to start collecting depends on personal financial needs, health, and work plans. The Social Security Administration offers tools to estimate benefits and life expectancy.
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