What if you could fly your family to Europe in first class, stay at luxury resorts for $400 a week, and spend less on vacation than you do at home? Chelsey from Camouflage Perks shares how military families are using fee-waived credit cards and exclusive military discounts to travel the world.

Today's guest is Chelsey from Camouflage Perks - Military spouse and travel expert with 45,000+ Instagram followers sharing military-exclusive travel benefits and points strategies.

Key Takeaways

• Exclusive military travel benefits save thousands - from $200 Epic Passes to free Atlantis nights, many perks require in-person verification and aren't advertised online

• Fee-waived credit cards eliminate travel costs - Military spouses and service members get annual fees waived on premium cards, making $500+ in annual credits completely free

• Stack benefits for maximum impact - combine credit card points with military discounts to cover flights, hotels, and daily expenses

• Cards work without travel - streaming services, dining credits, and shopping perks can save hundreds monthly even if you never take a vacation

• Discipline is essential - this strategy only works if you pay balances in full every month; credit card debt disqualifies you from participating

Resources & Links Mentioned:

• Instagram: @camouflage.perks
• Website: camouflageperks.com
• Grand Hyatt Deer Valley: Google "Deer Valley Salute to Service"
• Epic Pass military: epicpass.com
• Armed Forces Vacation Club: afvclub.com
• Use Your Credits (Resy restaurant finder): useyourcredits.com

Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor

Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3

In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card.

• https://militarymoneymanual.com/amex-platinum-military/

• https://militarymoneymanual.com/chase-sapphire-reserve-military/

Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3

If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com.

Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE!

If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.