DiscoverEveryone's Talkin' MoneyMoney Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)
Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)

Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)

Update: 2025-09-11
Share

Description

Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket.


We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships.


You’ll hear:


How your earliest money memories quietly drive adult decisions—and what to do about it


The “money wellness chain reaction” to interrupt anxiety and take action today


Social spending vs. social connection: lower-cost ways to get a higher “return on joy”


Why women (especially high earners) still feel financially fragile—and how to fix it


A values-based alternative to traditional budgeting that actually sticks


What women of color need to hear about building real, generational wealth—on their terms


Be sure to like and follow the show on your favorite podcast app!


Keep the conversation going on Instagram @everyonestalkinmoney


Thank you to our sponsors! 


Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 


Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Comments 
In Channel
loading
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)

Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)

Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health