Mortgage Rates Drop: A Good Time to Buy or Refinance
Update: 2025-12-05
Description
Mortgage rates have seen a notable decrease, with the national average for a thirty-year fixed mortgage now at six point one nine percent, down from six point six nine percent a year ago. This trend, following two consecutive weeks of falling rates, presents a more favorable environment for homebuyers and refinancers. However, forecasts suggest rates may remain around six percent or higher through most of 2026, with a slight dip projected for the fourth quarter of 2026. Stay informed to make the best financial decisions in this dynamic market.
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