Mortgage Rates Drop in 2025
Update: 2025-12-12
Description
Mortgage rates are currently at their lowest points for 2025, with the national average for a thirty-year fixed mortgage at 6.22%. This is a significant drop from last years average of 6.60%. Zillows data shows slightly different rates, with a thirty-year fixed mortgage at 6.06%. These rates are expected to remain at 6% or higher for most of 2026, with a slight dip predicted by the end of the year. Understanding these rates is crucial as they greatly impact your monthly payments.
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