Mortgage Rates Hold Steady for Holiday Season
Update: 2025-12-24
Description
Mortgage rates remain stable over the holiday period, with the average thirty-year fixed rate at 6.11%. Fifteen-year fixed loans offer a slightly better rate at 5.50%, while twenty-year fixed loans average 6.03%. Refinance rates are slightly higher, with thirty-year fixed at 6.13% and fifteen-year at 5.59%. VA loans provide some of the lowest options, such as 5.56% for thirty-year fixed. Economists predict no significant drops before the end of 2022, so its a good time to compare lenders and use a mortgage calculator to get a realistic view of your payments.
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