Mortgage Rates Rising: Tips for Homebuyers & Refinancers
Update: 2025-12-07
Description
Mortgage rates are surging, with the average thirty-year fixed rate reaching six point one zero percent and fifteen-year rates at five point five five percent. Refinancing rates are also climbing, potentially leading to higher monthly payments. To secure the best rate, shop around with multiple lenders, improve your credit score, make a larger down payment, and reduce your debt-to-income ratio.
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