Mortgage Rates Stable, 15-Year Loans Rise
Update: 2025-12-03
Description
Mortgage rates remain stable, with the average thirty-year fixed rate at 6.11% and fifteen-year rates at 5.52%. Realtor.com predicts a slight decrease to 6.3% in 2026. Thirty-year fixed mortgages offer lower, predictable payments, while fifteen-year mortgages save on interest but have higher monthly payments. Understanding these options is crucial for choosing the best fit for your financial goals.
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