Mortgage and refinance interest rates today, November 2, 2025: Moving closer to refinance territory
Update: 2025-11-02
Description
Mortgage rates have dipped to six point one one percent, making it slightly more affordable for homebuyers and those considering refinancing. The average fifteen-year fixed mortgage rate is now five point five eight percent, while adjustable rate mortgages hover around six point six nine percent. Choosing between a thirty-year and fifteen-year mortgage involves weighing lower monthly payments against higher interest over time. Experts advise careful budgeting and comparing APRs before locking in a mortgage or refinancing, as rates are not expected to drop significantly.
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