Mortgage and refinance interest rates today, October 30, 2025: Lower since the government shutdown
Update: 2025-10-30
Description
Mortgage rates have seen a slight dip, with the average thirty-year fixed mortgage rate now at six point one three percent. This could be beneficial for those looking to buy or refinance, as small rate drops can lead to significant interest savings over time. However, it's important to shop around as rates can vary by lender. Factors like credit score, down payment size, and overall financial health also play a role in the offers you'll receive. The podcast also explains the difference between fixed and adjustable-rate mortgages, and encourages listeners to use online mortgage calculators to compare options.
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