My Budgeting & Investing Reset with Higher Income & Higher Expenses

Update: 2025-06-02

Description

In this solo ep, I take you behind the scenes of how I’m reviewing and resetting my money plan after getting a new job and moving to one of the most expensive cities in the world — London. From budgeting with purpose to rethinking my investment strategy and student loan decisions, this episode is perfect for anyone navigating life shifts, job changes, or just needing a money plan refresh.

What we discuss:

Why your financial plan has to evolve with your lifestyle
My updated income + cost of living situation in London
How I used budgeting tools to realign my values and lifestyle
The mindset shift from “survival mode” to “future-focused”
Investment rebalancing, tax moves, and simplifying platforms
Navigating student loan interest (ouch – 4.9%) and choosing priorities
The UK vs NZ retirement saving system — what I’ve learned so far
How often I review my money and why it feels empowering
The guilt-free magic of having a system that works in the background

Keen to learn more about personal growth, career and money?

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Thank you for listening, it means so much to me. Please leave a comment, rating or review if you’re enjoying and we will chat in the next episode.

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Want to get in touch directly?

sarah@theoneupproject.nz

Disclaimer: All opinions are my own, please seek professional financial advice.