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Welcome to Points for Normal People!

In this episode, I’m sharing everything you need to know about the Chase 5/24 rule, and teach you all the best tips on how to navigate it. 

If you’re getting started, understanding the Chase 5/24 rule will help you develop the best strategy to travel more with points.

ACTION STEPS:

• Find your 5/24 Status: Get a copy of your credit report from www.annualcreditreport.com and add up all new cards in the past 24 months. Don’t forget to add up cards that have been closed. 
• Remove Authorized User Cards: If you find you are an authorized user on a lot of accounts that were opened in the last 24 months, I recommend you begin the process of taking those off of your credit report.

ADDITIONAL RESOURCES:

• Removing Authorized User Accounts from Your Credit Report: https://www.doctorofcredit.com/removing-authorized-user-accounts-credit-report/
• Annual Credit Report: www.annualcreditreport.com  
• How to Open Business Credit Cards: https://katiestraveltricks.com/businesscards/

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

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Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...