New Federal Loan Limits: College Financing Challenges
Update: 2025-11-11
Description
On November eleventh, families preparing for college face new challenges in financing their childrens education due to new federal loan limits. The One Big, Beautiful Bill significantly reduces Parent PLUS loan limits, impacting middle to higher-income families. Experts advise careful planning, considering alternative strategies, and exploring less expensive schools if federal loans are maxed out. Private student loans may be an option, but they come with higher interest rates and fewer borrower protections.
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