What if the traditional blueprint for life—marriage, mortgage, and a couple of kids—just doesn’t fit you? In this week’s episode of The Lo Life, Lo sits down with Dr. Jay Zigmont, PhD, MBA, CFP®, a best-selling author and financial planner who built his entire career on one radical question: What does financial freedom look like when kids aren’t part of the plan?

Dr. Jay is the founder of Childfree Wealth® and a nationally recognized voice featured in Forbes, Fortune, and The Wall Street Journal. He and his wife made the conscious decision to live childfree—and in doing so, redefined what success, security, and legacy truly mean.

This conversation isn’t just for people without kids. It’s for anyone who wants to rethink their relationship with money, homeownership, retirement, estate planning, and even cryptocurrency—with clarity and confidence.

Lo and Dr. Jay break down:

• Why so many are choosing to live childfree—and what the data actually says about the future of family and finance.

• Whether you really need life insurance or a will if you don’t have kids.


• How to prepare for retirement without relying on the “raise a family = built-in safety net” model.


• How to approach investing—even if you’re starting late, scared, or unsure where to begin.


• The best piece of financial advice Dr. Jay has ever received (and why it applies to literally everyone).

This episode will challenge your assumptions, offer real solutions, and might just change the way you think about your future. Whether you’re childfree by choice, by circumstance, or you’re simply tired of outdated money advice—this one’s for you.

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Guest: Dr. Jay -The finance guy $$$

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