Oct2025 Debt Index (MNP 3 Minute Debt Break)
Update: 2025-11-01
Description
As the temperature drops, Canadians are feeling the chill. Not just in the air but in their wallets. The latest MNP Consumer Debt Index has fallen two points to 86, its lowest September reading since 2023, underscoring how fragile many households have become. Faced with persistent economic uncertainty, rising borrowing costs, and growing job insecurity, Canadians are being forced into difficult “heat or eat” decisions and choosing between keeping their homes warm or keeping food on the table.
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