Optimizing High Business Credit Card Spend for Personal First Class and Five Star Luxury Vacations with Ryan Melnick
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In episode 116 of World Travel Made Easy With Itinerary Boss, Ross sits down with Ryan Melnick, CEO of Category 5 Windows and founder of First Class Advisors. Ryan shares his journey from eBay flips and dropshipping to owning a construction business that now generates millions in spend, and how he transforms that spend into millions of points for premium travel.
Ryan breaks down how business owners can rethink the “3% fee” myth, why paying vendors with credit cards can supercharge cash flow, and how smart use of programs like Chase, Amex, and Capital One unlocks first-class flights and luxury hotel stays. He also shares redemption stories, from sending family to London in Virgin Upper Class for 29,000 points to booking Singapore Airlines’ famous A380 double bed in the sky.
Website:
Credit Card Resources:
Mesa HomeOwners Card: Use code KWHDBY to earn 5,000 bonus points
Favorite Travel & Points Tools:
TravelPayouts: Turn your trips into income and earn!
Gondola AI: Find better hotels, earn more points, travel for free!
Rakuten: Earn cash back/rewards on every purchase!
Seats.aero: Discover the best flights for your points
SaveWise: Maximize Cashback, Miles, & Points
AwardWallet: Organize & track your points and miles
RoveMiles: Earn and redeem miles on flights/hotels without a credit card
CardPointers: Earn more from your credit cards daily
Our Favorite Daily Personal & Business Tools:
Kit: Grow and monetize your email list
ClickUp: Stay organized and master projects
Function Health: Optimize your health, explore the world!
Ryan’s Social Media:
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Pinterest
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Disclaimer: The information provided by Itinerary Boss is for informational purposes only. We are not responsible for any outcomes, including injuries, damages, or losses, related to your travel plans. All travel is undertaken at your own risk, and Itinerary Boss assumes no liability for third-party services or actions.