Pay Yourself First: Holiday Spending Tips
Update: 2025-11-27
Description
Financial experts advise a new approach to holiday shopping: pay yourself first. Instead of splurging on gifts, consider saving or investing before spending. Black Friday is a great opportunity to improve your financial situation. Take a small step to invest in your future self, such as checking your employers retirement plan match or adding to your emergency fund. Another strategy is to reduce your holiday budget and invest the difference. Create a budget, stick to a shopping list, and consider setting aside an Oops Fund for unexpected purchases.
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