Are pet costs sneaking up on you every month? Instead of scrambling when a vet or food bill hits, what would change if you planned for every common expense ahead of time?

Most pet parents underestimate costs because they do not track them, then feel stressed or guilty when money gets tight. In this conversation with Certified Financial Planner Joe Okaly, you'll learn simple pet cost hacks to treat pet expenses like any other recurring life cost, so you can be prepared, confident, and calm when bills arrive.

BY THE TIME YOU FINISH LISTENING, YOU’LL LEARN:
• The first step to get ahead of pet expenses without overwhelm
• How to choose a payment approach you can stick with, insurance, self-fund, or a mix
• Why “pay yourself first” works and how to automate a pet fund even on a budget
• A quick annual checkup routine to adjust your plan as your pet ages

Our challenge for you: Set up one automatic transfer today, even $5, into a separate “Pet Fund” account and rename it so you will not touch it.And hey! We want to know how you're doing, so share one small change you are making after this episode inside the Pet Parent Hotline Insiders Facebook Group to help other listeners do the same.

CONNECT WITH JOE

• Insta:https://www.instagram.com/joe.okaly.finance/ 
• Facebook: https://www.facebook.com/profile.php?id=61571485276280
• LinkedIn:https://www.linkedin.com/in/joseph-p-okaly-733b6b90/
• Resources: www.thefinancialpinwheel.com
• New Horizons Wealth Management:www.nhwmllc.com
• Get Joe's Book:https://www.amazon.com/Financial-Pinwheel-Building-Perpetual-Machine-ebook/dp/B0DJG2FH3L

Holiday guests coming who don’t love your pets? Don’t miss the December 3rd Quick Fix bonus episode. Amy shares simple ways to set expectations, create boundaries, and shut down holiday drama before it even starts. Listen in and keep everyone in your house off the naughty list. 

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Pet parenting is tough, but we give you pet advice and real pet parenting solutions for the daily issues you’re facing. Each week, we share pet cost hacks and tips for pet care on a budget, along with smart ways to save money on pet care and pet food savings that really work. If you’re stressed about vet bills, unclear pet nutrition advice, dog anxiety, or cat anxiety, you’ll get practical support right away.

You'll hear expert pet advice on dog training and managing pet behavior, cat care insights, pet care advice, pet food safety tips, and strategies to keep multi-pet homes calm. We also cover pet nutrition advice, stress-free vet visits, home cleaning with pets, and simple shifts that help you protect your wallet without sacrificing your pet’s wellbeing.

Follow so you can stop chasing your tail and start enjoying life with your pets.

Contact: Amy@petparenthotline.com ©Ⓟ 2025 Amy Castro