In this episode, we explore how to navigate employer-sponsored health insurance during pregnancy to avoid costly surprises. Learn how to use your Summary of Benefits and Coverage (SBC), manage in-network care, and estimate costs for prenatal visits, ultrasounds, and labor and delivery. We also dive into the benefits of HSAs, FSAs, short-term disability insurance, and hospital pre-registration to ease financial stress. With practical tips on how to add your newborn to your plan and protect against out-of-network billing, this guide empowers expecting parents to take charge of their maternity-related healthcare costs.