It’s summer rebroadcast season! Ok, let's get this out of the way: We're big fans of You Need a Budget. Like, huge fans. Massive, life-changing kind of product fans. So you can imagine that we're a bit beside ourselves this week.

See, for someone who has had struggles with money in the past, discovering a tool that has the capacity to rewire your brain around budgeting and spending is a pretty big deal™. That's YNAB, a budgeting tool like no other. Even better, while the team had not intention to make a budgeting tool that can work for folks with ADHD brains, for a lot of us, they did just that.

Jesse Mecham is the Founder of YNAB and personal finance expert. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. The Smart Money Mama herself, Chelsea Brennan, introduced us to YNAB in 2020 and the tool quickly landed at the top of our list of favorite, life-changing services, so Jesse is here not only as a budgeting guy we think you might like to meet, but because we are legit fans.

YNAB isn't a sponsor of this show, but we encourage you to visit right away and sign up for their 34-day free trial and see how it works for you.

• (00:36 ) - Welcome to The ADHD Podcast


• (02:15 ) - Support the Show: Become a Patron at Patreon.com/TheADHDPodcast


• (05:16 ) - Introducing Jesse Mecham


• (12:32 ) - The Tenses of Money


• (15:31 ) - The Four Rules


• (16:29 ) - 1. Giving Every Dollar a Job


• (19:33 ) - 2. Embrace your True Expenses


• (24:39 ) - 3. Role with the Punches


• (25:51 ) - 4. Aging Your Money


• (29:01 ) - The Elusive Emergency Fund


• (32:21 ) - What if you hate "Budgeting"


• (33:51 ) - Your Credit Card and You


• (38:17 ) - What if you're overwhelmed?


• (42:05 ) - YNAB as a Couple


• (45:20 ) - Kids