In this special year-end episode of 62 Who Knew, host Michael Banner welcomes retirement income expert Tom Hegna and Marc Zimmerman, President of Zimco Financial, to unpack the science and strategy behind secure retirement planning. With over 13 annuities of his own, Tom shares why math and science, not opinions, should guide retirement decisions.

🔹 Learn more at 62WhoKnew.com

🔹 Connect with our panelists:

📌 Tom Hegna –https://tomhegna.com/

📌 Mark Zimmerman –https://zimcofinancial.com

Chapters

00:00 Introduction and Growth of the Podcast

02:46 Introducing Tom Hegna: Retirement Income Expert

05:46 The Science Behind Retirement Income

09:08 The Value of Guaranteed Income

11:56 The Importance of Income Annuities

14:54 Debunking Myths About Annuities

18:01 Life Insurance and Annuities: A Winning Combination

20:59 Engaging Younger Audiences in Retirement Planning

23:59 Long-Term Care Insurance and Aging in Place

25:00 Navigating Long-Term Care and Annuities

30:05 Understanding Hybrid Products and Flexible Premiums

32:29 Converting 401(k) to Annuities and Roth IRAs

39:28 The Impact of Income on Medicare Costs

40:59 Wealth vs. Appearance: Financial Health Insights

Get Mike's Book: A Gift From My Father

https://bit.ly/AGiftFromMyFather

Follow us on Social Media:

https://www.facebook.com/62whoknew

https://www.linkedin.com/in/michaelbanner1/

DISCLAIMER: The 62WhoKnew Podcast discusses retirement planning, healthcare issues, long-term care, Social Security, Medicare, Medicaid, and other government-administered programs solely for the purpose of education and consumer awareness. We do not endorse political parties, candidates, legislation, or policy agendas. Any reference to government programs is strictly informational and is not political commentary. Our sole mission is to help Americans plan for a longer, healthier, more secure retirement.

------------------------------------------------------------------------------------

Episode Shot and Edited at BlueBox Studios Tampa

https://blueboxdigital.com/