Retiree Faces Hardship After Pension Error
Update: 2025-12-06
Description
Retired civil servant Derek Ritchie, 63, faces returning to full-time work after being ordered to repay £25,000 in overpaid pension benefits. Ritchie, who received a miscalculated pension since 2014, was threatened with legal action for non-payment. He plans to work for several more years to repay the debt, causing significant hardship. Ritchie is one of hundreds of civil servants facing overpayments due to administrative errors, with some facing six-figure sums. MyCSP, the pension management company, admitted in 2019 to trying to reclaim £2.7 million from over 2,000 pensioners. Ritchies income has been reduced by 13% monthly, with an additional 15% deduction planned for debt recovery. Pension providers are legally obligated to recover overpayments, even if accepted in good faith. Ritchie questions the accuracy of revised figures and seeks a full explanation of the error.
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