Andrew Craig is the author of How To Own The World and founder of Plain English Finance. His new book is ‘Our Future Is Biotech’.

🤝 Want help from a financial advisor?

We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more:

https://makingmoney.email/financial-advisors-audio

⛑️ Check your financial health

https://makingmoney.email/health-check-audio

📧 Free guides on personal finance

Learn how to build wealth in the UK: https://linktr.ee/makingmoneypod

📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/promocodes/MM

InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q

Vanguard

https://www.vanguardinvestor.co.uk/

🎉 Sponsors

Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney

Tide - Get 4.07% AER Variable for your business account: https://makingmoney.email/tide

MoneyWeek - Get 6 editions of quality financial journalism for free: moneyweek.com/makingmoney

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.