The Republican student loan bill is gaining steam and could seriously impact your repayment strategy. Let me break it down for you: undergrads might actually see some benefits here, but if you've got grad school debt? You might want to sit down for this one. Current borrowers won't get hit as hard as future ones, but painful changes could be on the horizon.

Get insights into the legislative process, the strategy behind budget reconciliation that's pushing this bill forward, and practical ways to think ahead while the details are still in flux.

Key moments:

(05:30 ) PSLF could be eliminated through reconciliation with a simple majority vote
(06:45 ) A look at the proposals currently being considered in the bill
(09:13 ) The bill slightly helps undergrads while potentially devastating graduate borrowers
(14:48 ) Loan limits could restrict first-generation students from accessing medical, dental, and veterinary programs
(18:30 ) This "Big Beautiful Bill" will likely reach the President by September

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