We’re back for season four, and ready to sneak into business class to live our best lives. Climb aboard!

Caitlin’s friend Katherine Fan is a credit card and loyalty programs expert who was The Points Guy's first senior travel reporter, and has covered credit cards for NerdWallet, Condé Nast Traveler, AFAR, and Business Insider. So, like, super profesh. She’s our guest to answer all of our questions about credit card points, travel hacking, and how she’s managed to see every continent (and by “see” she means get very close to) mostly on points. She just got her second passport, that’s how jet-set-y sophisticated she is. Now, she does also call herself a lounge rat, so there are some nuances here to dig into.

Listen for the discussion of how to convert your groceries into flights to Phoenix, stay for the repeated warnings to not get into this game if you might fudge it a bit on the want vs. need calculation for aspirational travel living. There is definitely some drama here. Like, did you know some of those fancy airport clubs stock their hot buffets with Sam’s Club hot dogs? (I think that’s what she said.)

Oh yeah - and the Eras Tour story! As usual, we have some advice for the “normal” people in how to start small and still feel like a travel hacking goddess.

Find Katherine on Instagram and subscribe to her Substack to catch all of her credit card tips and tricks so that you, too, can bask in the aquamarine waters of the Maldives, or just fly home to Guadalajara for your cousin’s high school graduation.

Ask us your dumb investing and finance questions, or just say hi! on our Ask Us page!

We have the social medias!! Here’s our Instagram and Facebook and LinkedIn.

This episode was edited by our co-producer Kelly West. Music by Bad Bad Hats and Devmo.