Have you thought about getting a mortgage for your home in retirement? If so, have you strategized how you would pay it off?

In this episode, we explore Scott’s question about pursuing a mortgage and paying it off early. Listen in to learn some different strategies you could use if you plan to get a mortgage on your home in retirement. 

OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN

PRACTICAL PLANNING SEGMENT

• [2:08 ] Should Scott get a mortgage to build his retirement home?

LISTENER QUESTIONS

• [12:13 ] HSA fees can be more expensive than the interest
• [15:14 ] What should John think about when deciding on whether to get a mortgage?
• [19:12 ] On using reverse dollar cost averaging
• [22:07 ] Can we use Roth conversions to do RMDs?
• [25:29 ] Understanding investment advisory fees
• [29:28 ] Tom’s perspective on his retirement

ROCK LIFE

• [33:41 ] On cultivating a growth mindset

TODAY’S SMART SPRINT SEGMENT

• [35:00 ] Take your thought and do it in the moment

Resources Mentioned In This Episode

Rock Retirement Club

Roger’s YouTube Channel - Roger That

BOOK - Rock Retirement  by Roger Whitney

Roger’s Retirement Learning Center