DiscoverFinancial Symmetry: Balancing Today with RetirementShould You Add Private Equity, Real Estate, or Bitcoin to Your 401k? Ep #246
Should You Add Private Equity, Real Estate, or Bitcoin to Your 401k? Ep #246

Should You Add Private Equity, Real Estate, or Bitcoin to Your 401k? Ep #246

Update: 2025-08-26
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Description

Recently, an executive order has set the stage for 401 (k) providers to potentially start offering investments like private equity, private real estate, digital assets (think bitcoin), commodities, and more—options typically reserved for pension funds and institutional investors. But what does this really mean for everyday savers?

We break down the differences between traditional 401k offerings and these new alternatives, discuss the risks and potential rewards, and share questions you should ask yourself before making any changes to your investment lineup.

Outline of This Episode

  • [00:00 ] Exploring 401k alternative assets.
  • [05:56 ] 401k market shift & fee impact.
  • [06:57 ] Potential high returns vs. risks.
  • [11:06 ] Private equity and closed-end funds.
  • [13:59 ] The differences between public REITs and private real estate.
  • [16:34 ] Private investments and evaluating portfolio fit.

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📰 See the full show notes here

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Should You Add Private Equity, Real Estate, or Bitcoin to Your 401k? Ep #246

Should You Add Private Equity, Real Estate, or Bitcoin to Your 401k? Ep #246

Chad Smith, Mike Eklund