As we bid farewell to twenty twenty-five, many are shifting from grand New Years resolutions to practical financial strategies for twenty twenty-six. Experts like Erica Grundza from Betterment advocate for goal review, while coach MarieYolaine Toms emphasizes actionable steps, such as checking credit reports and establishing small savings habits. Instead of vague aspirations, Toms helps clients set achievable targets, like adding $25 a week to a savings account. Whether youre managing debt or saving for a trip, budgeting is crucial—try the fifty-thirty-twenty rule or any method that suits you. Rachel Pelovitz, a thirty-three-year-old who lost her job and faced debt, sold her house and joined a debt consolidation program, aiming to eliminate half her credit card debt and start moderate investing in twenty twenty-six. Others, like Melanie Duarte, are balancing multiple goals, paying off loans, credit cards, and building an emergency fund, even if its just $50 a month. Lee is cutting back on expenses to save for a home or a trip to South Korea. Finding balance is also important, as Tiana Stewart discovered after her grandfathers passing. She now aims to pay debt, save, and invest while still enjoying life, using strategies like a no-buy month to set boundaries. Checkout Solipillow.com

The Daily News Now! — Every city. Every story. AI-powered.

---

Hosted on Acast. See acast.com/privacy for more information.