Social Security Benefits in 2026: What You Need to Know
Update: 2025-11-26
Description
In 2026, the average monthly Social Security benefit for retirees is projected to be $2,071. However, individual payments can vary based on factors like age, work history, and income. Benefits increase if you delay receiving them past your full retirement age, which varies by birth year. The calculation is based on your average indexed monthly earnings over your highest 35 years of work. There are concerns that these benefits may not keep pace with seniors living expenses, especially for those relying heavily on Social Security.
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