In this podcast episode, we delve into the intricacies of Social Security payment schedules, revealing how your birth date determines when youll receive your check. The second, third, or fourth Wednesday of the month is the typical payment day, depending on your birthday. Those born between the first and tenth get paid on the second Wednesday, while those born between the eleventh and twentieth receive payment on the third Wednesday. Birthdays from the twenty-first to the thirty-first are paid on the fourth Wednesday. Those who started benefits before May 1997 may receive payments on the third of the month, with a few exceptions. Supplemental Security Income (SSI) for disabled individuals or seniors on limited incomes is paid on the first of every month, but if thats a holiday or weekend, it shifts to the end of the prior month. The Social Security Administration adheres to this pattern, with minor adjustments around holidays. The two point eight percent increase in 2026 will provide a slight relief for those on fixed incomes.

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