Costs creep up when you’re feeding a family and homeschooling full-time.
Today, Jenny Martin—founder of Southern Savers and homeschool mom of five— shares the simple system that cut her grocery bill by $500 in one month (18 years ago!), how to stock up the right way (without hoarding), where to find the best meat prices, and how to turn everyday shopping into a discipleship lab for financial stewardship. We also hit end-of-year power moves—IRAs, HSAs, insurance choices, and the 30-day “impulse pause” your kids (and you!) can actually use. This episode is a goldmine for homeschool families seeking to manage their finances wisely.

Key Topics Covered:







The 6-week grocery sale cycle and why buying only what’s on sale changes everything
Bulk meat the smart way (restaurant supply stores + vacuum sealing)
Digital couponing that kids can run (Ibotta, Fetch, store apps)
Delivery/pickup realities: when it saves time and when it costs more
Homeschool savings: used curriculum, shared labs, fewer-but-better activities
Discipleship through money: allowances vs. responsibilities, the 30-day want list
Year-end checkups: IRAs (through April), HSA + high-deductible plans, tax withholding tune-up


Resources mentioned

Southern Savers (Connect with Jenny, grocery lists, weekly deals, Monday 8:30 pm ET Q&A)
Apps: Ibotta, Fetch, and your store’s digital coupons (Publix, Kroger, CVS, Walgreens)
Restaurant supply: US Foods Chef’Store, Gordon Food Service (regional)
IRS Withholding Calculator (for a quick year-end check)


Liberty University / LUOA: K–PhD pathways with a Christ-centered foundation.
Teach Them Diligently 2026: Pigeon Forge, TN & Branson, MO (both in May). Buy early for best pricing at teachthemdiligently.net/events.


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