1:1 Points Travel Strategy Session - Book here!

What if your weekly groceries, Friday night dinners, and holiday shopping could fuel your next big family trip? We break down a four-bucket system that took us past two million points this year without gimmicks: strategic sign-up bonuses, smart category spending, thoughtful referrals, and powerful stacking tools that turn ordinary purchases into extraordinary travel.

We walk through the exact card moves we made, including timing the AA business “double dip,” choosing public offers over weaker referral paths when the math wins, and sequencing business cards to protect 5/24. Then we shift into everyday multipliers that quietly stack value: Amex Gold for 4x at dining and groceries, Strata Elite for 6x on weekend dining windows, and Freedom Flex quarterly caps. Gift cards become a multiplier key, from the DoorDash gift card store coding as dining to sub-$200 in-store buys that track on Rakuten during 12x promos.

The stacking chapter is where balances jump. We share how we earned 200k+ through Rakuten alone, the new Rakuten-to-Bilt 1:1 window, and how to layer card-linked offers from Chase and Amex for double-dip savings. We also cover underused levers that don’t require new accounts: Amex checking bonuses, retention asks after the annual fee posts, strategic downgrades to set up upgrade offers later, and targeted employee card offers on Amex business products that award points for manageable spend across multiple cards.

Looking ahead, we’re eyeing Bilt cards for mortgage earn, a rumored Chase-Hyatt premium card that pairs well with Globalist, and spring Hilton Surpass promos with free night certificates. For advanced players, we touch on Aspire–Surpass upgrade/downgrade sequencing to generate multiple uncapped Hilton free nights. For beginners, we keep it simple: anchor one great sign-up bonus, route your top categories into 3x–6x earners, and try one clean portal stack on a purchase you were already making.

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