DiscoverRetirement Straight Talk With Paul & WilliamThe Best Age to Take CPP (And What Most Canadians Get Wrong)
The Best Age to Take CPP (And What Most Canadians Get Wrong)

The Best Age to Take CPP (And What Most Canadians Get Wrong)

Update: 2025-07-30
Share

Description

You’ve seen it on your paycheque your whole life - Canada Pension Plan (CPP). But when it comes to actually drawing on it, the decision is far from simple.

In this episode of Retirement Straight Talk, William and Paul break down everything you need to know about CPP:

• What it is, how it works, and when you can start collecting

• How timing affects your monthly income

• Why most Canadians take it too early (and what it costs them)

• Real-life factors to consider before you make a move

• Why deferring might be one of the best financial decisions you can make

Tune in for clarity, real talk, and advice that could save you thousands.

👉 Download our free guide: “How to Build Your Dream Retirement Plan—and Avoid 7 Pitfalls That Can Derail It” [https://www.westendwealth.com/build-your-retirement]

📅 Book a call: https://calendly.com/westendwealth/introcall?month=2025-07

🔔 Don’t forget to like, subscribe, and share!



“Trademarks owned by Investment Planning Counsel Inc. and licensed to its subsidiary corporations. Investment Planning Counsel is a fully integrated wealth management company. Mutual funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products available through Tribar Financial Inc.


Hosted on Acast. See acast.com/privacy for more information.

Comments 
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

The Best Age to Take CPP (And What Most Canadians Get Wrong)

The Best Age to Take CPP (And What Most Canadians Get Wrong)