The Fallout from the Budget for UK Commercial Property Investors
Description
In this episode, Steve Wallis and I sit down to unpack what the latest UK Budget really means for commercial property investors. There’s been so much noise, speculation and confusion over the past week, so we’re cutting through the chaos and focusing purely on what impacts you if you own, manage or plan to buy commercial property.
We break down the new tax rules on property income coming in from 2027, including the introduction of separate tax bands for rental profits and what this means if you hold property in your personal name versus through an SPV. We also discuss the increases to dividend tax, how this affects anyone extracting profits from a company, and why overall this Budget pushes investors even further towards using corporate structures.
Together, we cover the changes to salary sacrifice pension contributions, the government’s tougher stance on HMRC enforcement, and the move towards more automatic and regular tax payments for Self Assessment — all of which will influence cashflow planning and portfolio management.
By the end of the episode, you’ll understand exactly what’s changing, how it affects your current investments, and where the opportunities now sit. If you want to talk through how this applies to your personal strategy, you can book a call with my team at https://ncrealestate.co.uk/bookacall





