DiscoverThe Ramsey ShowThe Only Hack To Paying Off Debt Is Doing The Hard Work
The Only Hack To Paying Off Debt Is Doing The Hard Work

The Only Hack To Paying Off Debt Is Doing The Hard Work

Update: 2026-01-071
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Dave Ramsey and Jade Warshaw answer your questions and discuss:



  • "My credit card is about to be charged off. What should I do?"

  • "I just got laid off, should we use our savings to pay down debt?"

  • "Should I go on a free cruise while in Baby Step 2?"

  • "Should I sell my AirBnB?"

  • "Am I wrong to ask to be an equal co-owner in my husband's business?"

  • "Should I pay more than minimum payments to minimize interest while in Baby Step 2?"

  • "Should I take out a loan to buy a business?".




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The Only Hack To Paying Off Debt Is Doing The Hard Work

The Only Hack To Paying Off Debt Is Doing The Hard Work

Ramsey Network