In the last episode, we showed you how to unlock tax-free liquidity from your properties. But accessing cash is only half the battle. If you leverage up without a safety net, one market shift could wipe you out. In this episode of the 5-Minute PRIME Podcast, host Martin Maxwell reveals the defensive playbook. We're moving from "how to get the money" to "how to keep the assets." This is the masterclass on risk management for the high-leverage investor. Tune in to learn:

• The "Safety LTV" Rule: Why the old 80% leverage standard is dead in a 6.5% interest rate world, and the new "Safety LTV" you must target to survive.
• The ROE Trap: How to calculate Return on Equity to identify "lazy capital" that is dragging down your portfolio's performance.
• The "Four Horsemen" Stress Test: A step-by-step guide to stress-testing your portfolio against vacancy spikes, insurance hikes, rate resets, and CapEx disasters.
• The "Sell vs. Refi" Decision Matrix: A simple framework to decide which properties to keep, which to refinance, and which to sell immediately.

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