Retirement planning can be a complex and overwhelming endeavor, but fear not! Our goal today is to demystify these retirement vehicles and equip you with the knowledge to make informed financial decisions.
In this episode of The WealthWise Show, we'll dive headfirst into the essential retirement savings options available to individuals: the 401(k), 403(b), IRA, and Roth IRA. Together, we'll explore the features, benefits, and considerations of each account, helping you understand which one might be the best fit for your financial goals.

In the first segment, we explore the 401(k) and 403(b) retirement accounts. Discover the key differences between these employer-sponsored plans and learn how they can supercharge your savings through tax-deferred growth and potential employer matching. Jane and Mark address frequently asked questions and provide valuable insights into optimizing your contributions and investment choices.

Moving on, we shift our focus to Individual Retirement Accounts (IRAs) in the second segment. Explore the world of IRAs, which are available to individuals, regardless of employment status. Jane and Mark discuss the flexibility of IRAs, their tax advantages, and the various types such as Traditional and Roth IRAs. Gain clarity on eligibility criteria, contribution limits, and the process of setting up an IRA to take control of your retirement destiny.

In the final segment, we unravel the mysteries of the Roth IRA, an increasingly popular retirement account. Learn about the unique tax benefits of a Roth IRA and understand how it can serve as a powerful vehicle for tax-free growth and withdrawals in retirement. Jane and Mark guide you through the advantages, eligibility requirements, and considerations of choosing a Roth IRA over other retirement accounts.

Investment advisory and financial planning services offered through Simplicity Wealth, an SEC

Registered Investment Adviser. Sub-advisory services are provided by Simplicity Solutions, LLC, a Registered Investment Adviser. (If applicable) Insurance, Consulting and Education services offered through The WealthWise Show. The WealthWise Show is a separate and unaffiliated entity from Simplicity Wealth and Simplicity Solutions (if applicable).