Timing Your Car Insurance: The 21-Day Money-Saving Secret
Description
Car insurance premiums follow a predictable pattern, with costs starting high 30 days before coverage begins, dropping to their lowest point 21-23 days before, then climbing back up as the start date approaches. This timing trick can save you nearly 50% on your premium, particularly important for electric vehicles where insurance costs are rapidly increasing.
• Start checking insurance quotes about 30 days before car delivery or renewal
• The optimal window for lowest premiums is 21-23 days before coverage starts
• Quotes for a mid-range car can drop from £1,100 to £600 during this optimal window
• You don't need the registration number to get initial quotes
• Points on your license significantly impact premiums, especially for performance EVs
• One Tesla owner saw premiums jump from £1,200 to £5,000 after getting three points
• Check policy details carefully including betterment clauses and charger coverage
• Avoid double coverage with home insurance that might already cover charging equipment
If you want to order a copy of the book "Electric Cars the Truth Revealed 2026 edition," go to grahamhilltraining.com where you can pay for and download the current e-book. You will then receive the 2026 edition free of charge once it's launched. You can also pre-order the training course, which will be launched in 2026 at a significant discount.
To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact
United States
