In this episode of the Power Producers Podcast, David Carothers, Kyle Houck, and Clinton Houck explore how technology, customer experience, and new product offerings are reshaping opportunities in the insurance industry. 

Clinton, who started his career at State Farm and later moved into the insurtech space, shares how his path led him to Fair, a company reimagining the vehicle warranty space. Historically plagued by poor customer experiences and shady telemarketing tactics, warranties are being reinvented as a trustworthy, transparent, and agency-distributed product. 

Key Highlights:

Disrupting Auto Warranties

Clinton Houk explains how Fair eliminates dealership markups and regulation issues to offer independent agents a transparent, partner-focused warranty solution with a superior claims experience.

The "Plus One" Cross-Sell

Learn how to seamlessly integrate warranty discussions into everyday workflows. This strategy offers clients critical financial protection against repair bills while boosting agency revenue and retention.

Closing Commercial Coverage Gaps

David and Clinton highlight a major opportunity: protecting rideshare drivers and commercial fleets, which are often excluded by standard personal warranties, from cash flow shocks.

Plug-and-Play Sales Tech  

Clinton details Fair’s agent-friendly technology, from embeddable quoting links and APIs to an in-house sales team that can handle the entire process for your agency.

• David Carothers LinkedIn


• Clinton Houck LinkedIn


• Kyle Houck LinkedIn

• Power Producer Base Camp


• Fair


• Killing Commercial


• Crushing Content


• Power Producers Podcast


• Policytee


• The Dirty 130


• The Extra 2 Minutes