In this episode, Nick Bower delves into the topic of foam insulation, specifically spray polyurethane foam (PUF), and its implications for homeowners and property investors in the UK. Nick provides a balanced overview by discussing the pros, such as superior thermal efficiency, effective airtight sealing, and quick installation, alongside the significant cons, including the risk of moisture retention, potential timber rot, and challenges with property value and mortgage approvals. 

KEY TAKEAWAYS

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  Pros and Cons of Foam Insulation: Foam insulation, particularly spray polyurethane foam, offers superior thermal efficiency and an airtight seal, but it also poses significant risks such as moisture retention, potential timber rot, and complications with property value and mortgages.

  
  


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  Moisture and Structural Risks: Improper installation or lack of ventilation can lead to moisture being trapped, which may cause timber decay and structural damage that is hidden beneath the foam insulation.

  
  


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  Impact on Property Value: Properties with spray foam insulation may be deemed un-mortgageable or receive lower valuations from lenders and surveyors, making it difficult to sell or refinance.

  
  


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  High Costs and Removal Challenges: The initial cost of foam insulation is significantly higher than traditional materials, and removal can be equally expensive and complicated, potentially costing as much as the installation itself.

  
  


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  Regulatory Concerns: The spray foam insulation industry lacks comprehensive regulation, leading to concerns about installation quality and safety. Homeowners are advised to use certified professionals and keep thorough documentation to avoid future issues.

  
  

BEST MOMENTS 

"Foam insulation has a higher R value as a measure of thermal resistance per inch than traditional materials like mineral wool or fiberglass."

"By creating that airtight seal, foam insulation can prevent moisture from escaping... this can cause roof timber to rot, leading to severe structural damage."

"The presence of spray foam insulation... can mean they downvalue your property or may refuse your mortgage."

"My personal opinion is it's not worth the hassle. It's expensive. It can hide problems. It can affect your value."

"I feel that the cons far outweigh the pros of it... when it's affecting the value of your house, the chances of refinancing, getting a mortgage."

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HOST BIO

Nick is an award winning property investor, voted Fastest Newcomer 2022 by Premier Property, and is an accredited Retrofit EPC Assessor. He sources and renovates properties for himself as well as other investors. While doing this he has developed his own systems for efficient investment, such as developing his own methods to save time when viewing properties and estimating market values and potential returns, costing out renovations.

He spends three months of the year abroad and while there continues his business with use of modern technology and his proven systems.

Location freedom has always been his "Why" for being a Property Investment and has now reached his ideal of the colder months spent in Thailand and the rest of the time in the UK, all while continuing to run his business

This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/