DiscoverActive Travel AdventuresUnderstanding and Buying Travel Insurance
Understanding and Buying Travel Insurance

Understanding and Buying Travel Insurance

Update: 2025-08-071
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Description

Learn the nuances of buying travel insurance so you're actually covered for unforeseen accidents, delays, sickness, theft and more.  Many claims are denied because people don't understand their policy. Don't make that mistake and learn what to buy.

On today's show you'll learn WHY and HOW to buy travel insurance, what it generally covers before and during your trip, and how to make a claim.

COMPLETE SHOW NOTES HERE

  Travel Insurance quote: Get a quick quote and compare policies and prices WITHOUT giving them any identifiable information unless you choose to buy.

Why Buy Travel Insurance?

You buy holiday insurance to help mitigate some of the losses you face when your holiday doesn’t go as planned, especially through no fault of your own.  Without insurance, you can be out a significant amount of cash for bookings you are no longer able to use.

 The Best Travel insurance can cover things:

Before your trip:

  • You or an immediate family member gets sick or dies
  • Your tour or cruise gets cancelled (in fact this just happened to me after I already bought my expensive plane tickets and some non-refundable Airbnb’s before and after my tour)
  • Your flight gets delayed

During Your trip:

  • Your bags get lost, damaged or stolen
  • You miss your connections due to other delays
  • Something you booked gets cancelled
  • You get sick or injured (or worse)
  • Your destination experiences a natural disaster or terrorist attack

 Get FREE Travel Planners, Checklists and Packing Lists for ATA adventures (and each month you will get an email from Kit with links to all future Travel Planners (no spam promise!).  Get the monthly newsletter here.

CONTACT KIT

Resources 

RECOMMENDED TOUR COMPANIES

******* EMAIL ME FOR PROMO DISCOUNT CODES*****

Saily Affordable eSIM Overseas Mobile Phone Plans - No need to insert a physical SIM card when you travel.  Buy just the data you need to avoid expensive roaming charges.  Use Promo Code SPECIAL5 to save 5%

Travel Insurance:  Quickly and easily compare rates and policies from different companies - no need to give any identifying information unless you decide to buy!  The best way to find the right policy for your adventures. 

Train For Your Adventure  Ask Becki at Trailblazer Wellness to customize an at home, online personal training program for your upcoming adventure using whatever equipment you already have!  You’ll get phone consultations, instruction videos and a plan to give you the best chance of success.  Becki offers a FREE initial phone consultation to see if you are a good fit.  AND she offers ATA listeners a 10% discount!

Buy Me a Beer Want to support the program?  You can always buy me a coffee or beer - thanks!

Amazon Kit's Picks   Please use my Amazon link to access your Amazon account.  Even if you don’t purchase any of my recommendations, I get credit for anything you DO purchase - at no additional cost to you, you’ll be helping to support the show and keeping it AD FREE:)

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Understanding and Buying Travel Insurance

Understanding and Buying Travel Insurance

Kit Parks