Vanguard Report: Retirement Savings Gap
Update: 2025-11-16
Description
Vanguards new report reveals a concerning trend: less than half of Americans saving for retirement are on track to maintain their current lifestyle. Older Gen Z workers are best prepared, but the percentage drops for older generations. Access to defined contribution plans like 401(k)s significantly boosts retirement savings goals. Working two more years or considering catch-up contributions could help those nearing retirement. The report emphasizes the importance of proactive planning and consistent saving for a comfortable post-work life.
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