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TAN Wealth Management

Recently, I have been contacted by many people about restricted stock units (RSUs) inquiring what they should do before the year-end. For example, if you work at companies like Apple, Intel Corporation, Google, Microsoft, Salesforce, Walmart, Airbnb, Uber, Lyft, etc, they tend to compensate their employees by offering them RSUs as a bonus. I created a comprehensive educational video on this very topic to help people better understand their RSUs and strategies to consider when dealing with RSUs. I hope you find this helpful and please reach out to me if you have any questions.

Overview:
- What is restricted stock units (RSUs)
- During the restricted period/vesting period
- Vesting schedule
- Tax withholding methods starting with the highest risk due to a concentrated stock position
- Questions to ask your employer so you can truly understand your RSUs
- Form 8949 and Schedule D
- Dividends
- Section 83(b) election
- Taxation summary From MyStockOptions
- Taxation summary From Charles Schwab
- Taxes
- Strategies to consider
- Take advantage of the volatility in the stock price