Is all debt truly harmful, or can it actually help you achieve your retirement goals? In this episode, Nick and Jake reveal how understanding the difference between good and bad debt can reshape your financial future. Discover whether being debt-free is always best, or if keeping certain debts could boost your flexibility and security in retirement.

Here's what we discuss in this episode:

💡 Understanding Debt: What separates good debt from bad debt in today's economy

📚 Real-Life Examples: When mortgages, business loans, and credit cards help or hurt

📈 Planning Ahead: Integrating debt reduction into a full retirement plan

🧾 Tax Considerations: When paying off debt could actually cost you more

📬 Mailbag Minute: The team answers real listener questions about managing debt in retirement

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