The AFT lawsuit settlement with the Department of Education is one of the biggest updates in months for borrowers on income-driven repayment. You'll learn how this settlement unfreezes stalled forgiveness applications, who's protected under the new rules, and the key deadlines you can't afford to miss. I also explain why the 2026 "tax bomb" is back and what you can do now to prepare for it.

Key moments:

(00:57 ) What the AFT lawsuit forced the Department of Ed to fix

(02:43 ) How PAYE and IBR borrowers can finally get forgiveness processed

(05:57 ) The 2026 tax bomb: what's coming and how to plan for it

(07:02 ) The urgent deadline for Parent PLUS borrowers before July 2026

(13:27 ) Upcoming rule changes that could reshape repayment options

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