DiscoverLegacy Line FinancialWhy Credit Disputes Don’t Work—And What to Do About It
Why Credit Disputes Don’t Work—And What to Do About It

Why Credit Disputes Don’t Work—And What to Do About It

Update: 2025-07-21
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💰 Take Your CREDIT REPAIR BUSINESS To $10K/Month In 100 Days → https://creditrepairjunkies.com/go

If you're disputing the same accounts over and over with no results, you're not doing it wrong—you’re just not using the right system.

In this episode, I break down the step-by-step process to challenge inaccurate data legally and effectively—without making your clients lie, rely on shady tactics, or download fake identity theft affidavits.

You’ll learn how to leverage the law at each stage (from Round 1 to Round 5), go beyond credit bureaus, and hold both furnishers and CRAs accountable using real compliance strategy.

👉 If you’re serious about ethical, scalable credit repair—this episode is your blueprint.

What You’ll Learn In This Episode:

00:00 – Intro & Why Credit Reporting Is Misunderstood

05:03 – How Credit Reports Really Work

10:10 – What Furnishers Are and How They Affect You

15:02 – Why Most People Dispute the Wrong Way

20:01 – How to Use a Fraud Alert (and When It’s Not Enough)

25:12 – The Right Way to Freeze Your Credit

30:15 – Identity Theft: What to Do Immediately

35:03 – Repair vs. Protection: The Credit Conversation We Should Be Having

40:12 – Why You Need to Know the Rules That Govern the Bureaus

45:00 – Final Thoughts & Where to Go for Help

Follow Credit Repair Junkies:

Facebook: https://www.facebook.com/creditrepairjunkies/ 

Instagram: https://www.instagram.com/creditrepairjunkies/

Connect with Bruce Politano:

https://brucepolitano.com/ 

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Why Credit Disputes Don’t Work—And What to Do About It

Why Credit Disputes Don’t Work—And What to Do About It

Bruce Politano