DiscoverThe Canadian InvestorWhy Private Mortgages Can Trap Investors for Years
Why Private Mortgages Can Trap Investors for Years

Why Private Mortgages Can Trap Investors for Years

Update: 2025-12-25
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Simon Belanger is joined by Dan Foch to demystify Canada’s private mortgage landscape from MICs (Mortgage Investment Corporations), to mortgage finance companies, and why syndicated mortgages. They break down how these funds generate eye-catching yields, where the real fees live, why first vs. second-position lending matters, and the biggest risk most investors underestimate: liquidity. The conversation also covers gated redemptions, conflicts of interest in vertically integrated lending, and the key questions investors should ask before allocating registered-account money to private mortgage products.

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Why Private Mortgages Can Trap Investors for Years

Why Private Mortgages Can Trap Investors for Years

Braden Dennis & Simon Belanger