We constantly hear headlines about how Americans are undersaving for retirement. While that is often true, there is a side of the story that rarely gets discussed. What happens if you never stop saving?

For many high-income CRNAs, over-saving can quietly cost you in unexpected ways. You might find yourself with less time, fewer experiences, and missed opportunities with your family.

In this episode, Brett Fellows, CFP®, shares the surprising truth about when you should stop saving for retirement. He breaks down two powerful financial principles: compound growth and opportunity cost. He also names the five clear signs that it is time to stop saving and start living.

Brett explores:

• Why money should be viewed as a tool rather than the ultimate goal
• How compound growth shifts the heavy lifting from you to your portfolio
• The real opportunity cost of maxing out retirement accounts year after year
• The "moving goalpost" trap that leads to regret
• Five specific instances when stopping contributions makes financial sense

#CRNAs #RetirementPlanning #FinancialFreedom #Podcast #WealthManagement

Key Timestamps:

(0:35 ) Intro: The surprising truth about saving 

(2:35 ) Two principles: Compound Growth and Opportunity Cost 

(4:10 ) The Snowball Effect: When your money takes over 

(6:40 ) Opportunity Cost: What you are giving up today 

(12:20 ) Sign #1: You are already in a position to retire 

(13:15 ) Sign #2: You are on track to hit your number 

(14:35 ) Sign #3: You are sacrificing the most important things today 

(15:55 ) Sign #4: Legacy goals are not a priority 

(17:05 ) Sign #5: You no longer need the tax benefits 

(18:10 ) The Aligned Life: A new goal for your money

For more information and resources related to this episode, please visit the show notes.